Which of the following statements is true regarding PCI-DSS?

The statement that PCI-DSS covers all types of payment card transactions is accurate because the Payment Card Industry Data Security Standard (PCI-DSS) is a comprehensive framework designed to ensure that all organizations handling credit card information maintain a secure environment. This standard applies not only to online retailers but also to brick-and-mortar stores, service providers, and any entity that processes, stores, or transmits payment card data, regardless of the size of the business or the method of transaction.

There is a universal requirement for compliance across different transaction types including point-of-sale, e-commerce, and mobile payments, reinforcing the importance of securing cardholder information and reducing the risk of card fraud and data breaches. Thus, organizations of all sizes and industries that handle payment card information must adhere to these standards to safeguard payment card transactions effectively.